Stoneford in 5

episode artwork

The Stoneford Team

20 November 2025

4m 30s

The Cost Trap—Why the Premium is the Wrong Number to Compare

00:00

04:30

Are you making the #1 financial mistake this renewal season? If your team is only comparing monthly premiums, you are missing the most volatile expense: the Total Cost of Care (TCOC).

In this critical 5-minute episode, we expose the "low-premium trap"—how a cheap plan can explode your employees' costs and destabilize your budget with massive, unpredictable renewal hikes.

We explain how the Cedar Health Alliance is engineered differently, managing the entire TCOC curve to deliver flat, sustainable rates instead of yearly shockwaves. Your organization deserves stability, not surprises. Listen now to reset your benefits strategy.

🚨 FINAL PUSH ACTION: Get your custom rate proposal for 1/1/26 by submitting your census today at: https://cedarhealthalliance.com/contact