The Stoneford Team
20 November 2025
4m 30s
The Cost Trap—Why the Premium is the Wrong Number to Compare
00:00
04:30

The Stoneford Team
20 November 2025
4m 30s
00:00
04:30
Are you making the #1 financial mistake this renewal season? If your team is only comparing monthly premiums, you are missing the most volatile expense: the Total Cost of Care (TCOC).
In this critical 5-minute episode, we expose the "low-premium trap"—how a cheap plan can explode your employees' costs and destabilize your budget with massive, unpredictable renewal hikes.
We explain how the Cedar Health Alliance is engineered differently, managing the entire TCOC curve to deliver flat, sustainable rates instead of yearly shockwaves. Your organization deserves stability, not surprises. Listen now to reset your benefits strategy.
🚨 FINAL PUSH ACTION: Get your custom rate proposal for 1/1/26 by submitting your census today at: https://cedarhealthalliance.com/contact